What is a Deed of Trust?

A Deed of Trust, also know as a mortgage, is a lien on property to ensure payment of the money due to a lender.  It is a separate document recorded in the land records.  Every time a loan is made (or refinanced), a new document is recorded.   Once a Deed of Trust is paid off (or refinanced), the lender is required to record a Deed of Release referencing the specific document number of the Deed of Trust being shown as paid.

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1. What is the Recorder's Office?
2. How Do I Get a Copy of My Marriage License?
3. How Do I Apply for a Marriage License?
4. What are the most common Deeds?
5. What is a Deed of Trust?
6. Will the Recorder of Deeds Office Prepare My Documents?
7. Will the Recorder of Deeds Office Notarize My Documents?
8. What if I have lost my Deed?
9. Which Blank Forms May I Obtain From the Recorders Office?
10. Can I Search Jefferson County Records Online?
11. Does the Recorder of Deeds File Reports with Credit Bureaus?
12. What are the Steps in the Recording Process?
13. Can I make my own Deed(s)?
14. How do I find the deed to my property?
15. What Do I Bring To The Recorder to Show I am Ordained?
16. Can I Record Documents in Jefferson County for Property Located in Other Counties?
17. What fees are charged regarding the documents and services provided by the Recorder of Deeds office?